Office of Strategic Initiatives - an official NH Government website
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Property Owner, Renter, and Business Information

Information for property owners, renters, and businesses regarding how to find your property on a floodplain map, lender flood insurance requirements, developing in a floodplain area, and flood insurance.

How to find out if a structure or property is shown to be in the floodplain:

Floodplain Maps and Studies

What to know when your lender determines your structure/property is in the floodplain and what options you have:

Anyone who applies for a federally-funded mortgage/loan or refinancing on an existing home in flood-prone areas will be required to carry flood insurance for the life of the mortgage/loan. Generally, the only documentation that lenders will accept to change their floodplain determination is a FEMA Letter of Map Amendment. For more information, see the links below.

What to know about developing in a floodplain:

If a community participates in the NFIP, the community has adopted at least the minimum NFIP standards into the community's floodplain regulations. Some communities adopt stricter floodplain regulations. For more information, see the links below.

What to know about changes that can be made to an existing structure in the floodplain:

What to know about flood insurance:

Everyone lives in a flood zone. You can protect your home, business, and belongings with flood insurance from the NFIP. Flood insurance is necessary because homeowners insurance does not cover flood losses.

Frequently Asked Questions

Education and Training:

Portable Document Format Symbol Portable Document Format (.pdf). Visit nh.gov for a list of free .pdf readers for a variety of operating systems.

NH Office of Strategic Initiatives
Governor Hugh J. Gallen State Office Park
Johnson Hall, 3rd Floor  |  107 Pleasant Street  |  Concord, NH 03301
(603) 271-2155  |  fax: (603) 271-2615