This page contains information about the New Hampshire Insurance Department's market conduct examinations of health insurance companies under the Mental Health Parity and Addiction Equity Act of 2008.

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In 2017, the New Hampshire Insurance Department declared market conduct examinations of Anthem, Ambetter by NH Healthy Families, and Harvard Pilgrim. The Examination Reports reflect an 18-month look at the companies' adherence to the parity law during the exam period of January 2016 to July 2017.

The Parity Act is a federal law that requires health insurance companies to cover mental health and substance use disorder (MH/SUD) services in parity with medical and surgical (M/S) services. This includes a requirement that any treatment limitations in a benefit plan can be no more restrictive for MH/SUD services than they are for M/S services.

• Mental Health Parity Examinations presentation from February 14, 2020

Anthem

• Examination Report
• Settlement Agreement & Order

Ambetter by NH Healthy Families

• Examination Report
• Final Order

Harvard Pilgrim

• Examination Report
• Settlement Agreement & Order