Getting Coverage:

• Eligible participants can enroll during the Open Enrollment Period, which takes place annually Nov. 1 to Jan. 15. During this time, you can enroll in a plan through www.HealthCare.gov.
  • Encuentre un seguro médico en CuidadoDeSalud.gov
• The only time you can enroll for insurance outside of the open enrollment period is if you qualify for a special enrollment period of 60 days following qualifying life events.
• Dates and Deadlines for 2022 Health Insurance

Consumer Fact Sheets:

• Association Health Plans
• Health Care Sharing Organizations
• Short-term, Limited Duration Plans: Are They Right For You?
• Considering a Short-term Health Insurance Plan?
• More Information

Plans:

• 2022 Plan Comparison Tool (individual market only)
• 2021 Plan Comparison Tool
• 2020 Plan Comparison Tool
• 2019 Plan Comparison Tool
• Coverage is available through the Marketplace from three insurance companies:
  • Ambetter from NH Healthy Families (underwritten by Celtic Insurance Co.); (844) 265-1278
  • Anthem / Matthew Thornton Health Plans; (844) 304-8780
  • Harvard Pilgrim Health Care of New England; (844) 213-1591
• To enroll in coverage through HealthCare.gov, use the site's plan-preview tool to determine whether you're eligible for financial assistance with your insurance coverage.
• Overview of the Marketplace
• Small Business Health Option Program (SHOP)
  • SHOP Full-time Equivalent (FTE) Employee Calculator
  • SHOP Marketplace Minimum Participation Rate Calculator
  • SHOP Marketplace Health Care Tax Credit Estimator

Networks:

• 2022 Health Insurance Networks and Quick Reference Guide: Hospital Networks, Provider Directories, and Prescription Formularies
• Map of NH Acute Care Hospitals

Find Enrollment Help:

• HealthCare.gov offers a "Find Local Help" tool that allows consumers to look up in-person help in their community.
• Free enrollment assistance is available through a Federal Navigator.
  • First Choice Services Navigators
  • Health Market Connect Navigators
• Insurance producers (also called agents or brokers) can help you select a plan that works for your needs and your budget. Consumers do not pay for their services. They are able to recommend specific plans.
• If you are a licensed and appointed producer who believes his/her name is missing but you believe you should be on this list, you will need to verify with CMS. Once that information has been verified, you can check our state website at https://sbs-nh.naic.org/Lion-Web/jsp/sbsreports/AgentLookup.jsp to verify that your license and appointment information is up to date.
• 2022 Coverage directly through the state's licensed insurance companies (or through a licensed agent or broker )

Rates:

• More information about the latest rate increase information from the Centers for Medicare and Medicaid Services

If You Have Problems With Your Coverage:

• Filing a Complaint
• Filing a Health Insurance Appeal
• Learn about the Insurance Department's 'Market Conduct' Examinations of Health Insurance Companies

Resources:

• Marketplace Monthly Enrollment Report: (membership on the federally-operated New Hampshire Health Insurance Marketplace as reported by health carriers. Membership is unaudited and reflects enrollment by carrier, by product and by network for individual and small group Marketplace coverage.)
  • 2023 Marketplace Monthly Enrollment Report
  • 2022 Marketplace Monthly Enrollment Report
  • 2021 Marketplace Monthly Enrollment Report
  • 2020 Marketplace Monthly Enrollment Report
  • 2019 Marketplace Monthly Enrollment Report
• Health Insurance Marketplace Calculator - the Kaiser Family Foundation's online tool that lets you estimate your eligibility for subsidies and how much you could spend on health insurance.
• FAQ's on the Affordable Care Act - the Kaiser Family Foundation's searchable index of questions about health insurance and the Marketplace
• Preguntas más frecuentes sobre seguros médicos
• New Hampshire Granite State Advantage Health Plan: Starting January 1, 2019, the NH Health Protection Program will become the Granite State Advtange Health Plan. Low-income NH residents may be eligible for low or no cost health coverage through GAHCP.

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