Frequently Asked Questions

Banking Questions and Answers

• Checking and Savings Accounts - From the Office of the Comptroller of the Currency

College Savings (529) Plans

• To learn more about tax-advantaged 529 College Savings Plans you can go to the College Savings Plan Network (CSPN).
• To learn about New Hampshire's UNIQUE College Investing Plan, its history, organization and "best in class" oversight please visit the New Hampshire State Treasurer's website.

Credit & Debit Cards, Credit Reports

• Credit Card Act of 2009
  Additional Rules were added on August 22, 2010 - Information from the Federal Reserve
• Credit, ATM and Debit Cards: What to Do if They’re Lost or Stolen - From the Federal Trade Commission
• Official Site for Free Annual Credit Report
• Your Credit File - Learn what's in Your Credit Report
  Information from the UNH Cooperative Extension

Debt Relief and Debt Management

• Debt Relief Companies and Debt Management Plans

Foreclosure Help

• Answers to many Foreclosure Questions - Information from HomeHelpNH.Org

Identity Theft

• Steps to Prevent Identity Theft - Information from the UNH Cooperative Extension
• Identity Theft, what to do, and who to contact - from the NH Attorney General
• Deter, Detect, and Defend. Avoid ID Theft - Video from the Federal Trade Commission

Insurance Issues

• Be Safe, Be Sure - Car and Insurance tips for winter travel
• Are You Properly Insured for Your Summer Fun? - National Association of Insurance Commissioners (NAIC)
• Do you have a Home Inventory File? Download this document.

• Don't Be A Crash Test Dummy: A Checklist to Keep You On Course After an Accident - From NAIC

• Property Insurance - Protecting Your Summer Investment - From NAIC

• Insuring your Holiday Travel - Travel Insurance Can Protect Your Vacation Investment - From NAIC

• Auto Insurance: Get Prepared Before Your Summer Road Trip - From NAIC

Managing Money

• Developing a Spending Plan - Information from the UNH Cooperative Extension

Mortgages

• Advice for Seniors: Understand the Risks and Costs of Borrowing With a Reverse Mortgage - Information from the FDIC

• Home Equity Loans: Great Benefits, Serious Risks - Information from the FDIC

• Looking for the Best Mortgage - Information from the FDIC

NH Property Tax Relief

• NH Property Tax Relief Program - Information from the NH Department of Revenue

Private Student Loans

• Solutions for Borrowers Who are Having Trouble Repaying Education Loans - From FinAid.org