Tax-advantaged Investment 

• Federal and NH state income tax free earnings growth means that qualified withdrawals from the UNIQUE Plan will be income tax-free when used for qualified higher education expenses. *
• An individual, such as a parent or grandparent, can give up to $60,000 in one year without being subject to the gift tax or double that amount if filing jointly. **

 The UNIQUE Advantage  

• UNIQUE Plan allows families to customize their college investing strategy with the flexibility to choose from among actively managed and index Age-Based Portfolios, which allocate funds more aggressively for younger beneficiaries and more conservatively for teens, and Static Portfolios which allows you to design your own plan.
• Portfolios are comprised of Fidelity Investments mutual funds. ***
• Plan allows a maximum investment of $350,000 based on cost of seven years of education, adjusted annually.

 Investment Flexibility  

• Withdrawals can be used for a range of qualified higher education expenses such as books, required supplies and equipment, entire cost of room and board, and tuition.
• Withdrawals can be used at accredited post-secondary schools, anywhere in the United States.
• Beneficiary can be changed at anytime. ****
• No income limits on participation.
• Open to anyone, regardless of state of residence.

Click Here for a free enrollment kit and complete details or call Fidelity at 1-800-544-1914.

** This requires that no further gifts are made over the five-year period, and that the gift is treated as a series of five equal annual gifts. Consult your tax advisor for your particular situation. Please request a free Kit for more information.

*** You cannot purchase individual mutual funds in your account

****Limitations apply. Please request a free Fact Kit for more information