Regulations that Exceed the Minimum NFIP Regulations
OEP and FEMA highly recommend that communities adopt regulations that exceed the minimum regulations that are contained in the state’s model floodplain ordinances. These minimum regulations do not account for the effects that floodplain development will have on future flood levels. Also, as floodplain development increases, the floodplain storage area decreases thereby causing adverse flooding affects on others in the floodplain and watershed.
OEP has compiled a list of communities around the state that enforces at least one regulation that exceeds the minimum NFIP regulations. The list also includes a link to the community’s ordinance online, when available. If your community is not listed and you would like to be added, please Contact Us.
For more information about the different types of higher regulations, please click on the links to the following references.
Community Rating System
FEMA’s Community Rating System is a voluntary incentive program for participating communities of the NFIP. Communities can earn points for adopting and enforcing certain floodplain management regulations and activities. The number of points a community accumulates will decide what percent discount their residents will receive on their flood insurance premiums. Many times a community will receive points for activities or regulations that they are already conducting or enforcing.
A community can receive points for several activities that are organized under the following four categories: Public Information, Mapping and Regulations, Flood Damage Reduction, and Flood Preparedness.
In New Hampshire, four communities participate in the Community Rating System:
Community |
CRS Class |
Percent Discount on Flood Insurance |
Keene |
8 |
10% |
Marlborough |
9 |
5% |
Peterborough |
8 |
10% |
Winchester |
9 |
5% |
For more information about Community Rating System, please visit the following:
- General Information about CRS. Brief and general information about CRS and links to additional resources.
- NH CRS Handout:
Summary of CRS activities and information regarding CRS in NH.
- CRS Documents. Includes links to CRS documents including the CRS Coordinator's Manual, CRS Application, CRS Activity Worksheets, CRS Record Keeping Guidance, Joining the CRS brochure, and documents related to specific CRS activities.
- DRAFT 2012 CRS Coordinator's Manual: Information about the proposed changes to CRS Manual including a link to the draft manual, a summary of all proposed changes, and activity information.
|