Getting Health Insurance:
Navigating the System:
If You Have Problems With Your Coverage:
Managing Your Costs:
- NH Health Cost – Look up the cost of dozens of medical and dental procedures at facilities across the state; find information on quality of care at hospitals and medical facilities; learn more about getting and using your insurance benefits.
- A Guide to Managing Your Cost (from the Insurance Department's nationally acclaimed NH HealthCost website)
Senior Services (Including Medicare and Long Term Care)
Current Consumer Health News and Events:
If your plan is a "self-funded" benefit plan offered by an employer or bona fide union trust under a union contract, state insurance departments have no jurisdiction. Instead, you may file a complaint with the US Department of Labor Pension and Welfare Benefits Administration at 617-565-9600.
If you are uncertain which type of benefit plan you have i.e., fully insured, self-insured, or self-funded you should contact your human resource department or your insurance carrier for clarification.
If your health plan is self-funded but offered through a government or church employer, follow the appeals procedures outlined in your benefit booklet and or other plan documents.In most cases ultimate responsibility for resolving these disputes rests with the governing body of the employer sponsoring the plan. You should contact your employer’s human resources department for more information.
For Those Who Have Disabilities:
If you have a disability, you may have certain protections available under the Americans with Disabilities Act (ADA) that applies specifically to self-funded coverage. You can reach the ADA Technical Assistance Center at 1-800-949-4232 or the US Department of Justice (American Disabilities Act Division) at 1-800-514-0301 (voice) or 1-800-514-0383 (TDD).
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