STATE OF NEW HAMPSHIRE
HUMAN RESOURCES


CLASSIFICATION:  JUNIOR EXAMINER

 

Class Code:  5395-23                                       Date Established:  07-01-85           

 

Occupational Code:  7-2-4                               Date of Last Revision:  12-28-01

 

BASIC PURPOSE:  To examine records of operation, affairs, transactions, accounts, assets and liabilities of foreign or domestic insurance companies engaged in selling insurance under state licenses.

 

CHARACTERISTIC DUTIES AND RESPONSIBILITIES:

 

·        Analyzes insurance forms and/or verifies fiscal data, records and business methods of insurance companies to monitor compliance with state laws, rules and regulations.

 

·        Performs test checks of income and disbursement items and accounts.

 

·        Examines accounting procedures used to determine handling and control of receipts and disbursements.

 

·        Prepares and reviews reports describing audit and examination results and makes recommendations for corrective measures.  Reviews reports for compliance with NH statutes and regulations.

 

·        Examines dealer accounts, other records, documents and assets to establish compliance with licensing requirements and NH statutes and regulations.

 

·        Reviews, through customer accounts, the proper licensing of salespersons and the adequacy of supervision.  Prepares responses to oral and written inquiries.

 

·        Reviews insurance claims to determine that settlements are made in accordance with policy provisions for proper treatment of policy holders and compliance with state laws and regulations.

 

·        Determines the accuracy of financial data and records with the use of electronic data processing programs and appropriate software to determine compliance with NH statutes and regulations..

 

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DISTINGUISHING FACTORS:

 

Skill:  Requires skill in analyzing and interpreting data, policy and procedures OR in using equipment in order to arrive at logical conclusions or recommendations.

 

Knowledge:  Requires logical or scientific understanding to analyze problems of a specialized or professional nature in a particular field.

 

Impact:  Requires responsibility for achieving direct service objectives by assessing agency service needs and making preliminary recommendations for the development of alternative short-term program policies or procedures.  Errors at this level result in incomplete assessments or misleading recommendations causing a disruption of agency programs or policies.

 

Supervision:  Requires partial supervision of other employees doing work which is related or similar to the supervisor, including assigning job duties, providing training, giving instructions and checking work.

 

Working Conditions:  Requires performing regular job functions in a controlled environment with minimal exposure to disagreeable job elements and little risk of hazard to physical or mental health.

 

 

Physical Demands:  Requires light work, including continuous walking or operating simple equipment for extended periods of time as well as occasional strenuous activities such as reaching or bending.

 

Communication:  Requires reviewing summaries and reports and making management level decisions to solve problems or to achieve work objectives as well as articulating and expressing those solutions and goals.  This level also requires formal presentations of solutions and goals to employees and the general public to increase the responsiveness of the agency toward the demands of its client system.

 

Complexity:  Requires coordinating a combination of diverse job functions in order to integrate professional and technical agency goals.  This level also requires considerable judgment to implement a sequence of operations or actions.

 

Independent Action:  Requires objective assessment in analyzing and developing new work methods and procedures subject to periodic review and in making decisions according to established technical, professional or administrative standards.

 

MINIMUM QUALIFICATIONS:

 

Education:  Bachelor's degree from a recognized college or university with major study in accounting.

 

Experience:  Four years' experience in responsible accounting positions involved with corporate and/or public accounting and auditing.  Registration with the New Hampshire Board of Accountancy as a Certified Public Accountant or possession of one of the following nationally recognized professional designations:  CFE, CIE, FLMI, CLU, ChFC, CPCU, or equivalent designation may be substituted for two years of work experience.

 

License/Certification:  None required.

 

RECOMMENDED WORK TRAITS:  Considerable knowledge of statutory accounting principles and practices.  Some knowledge of state laws regulating the licensing and operation of insurance companies, brokers or dealers.  Working knowledge of office methods, procedures and equipment.  Ability to perform extensive examinations of financial and sales records.  Ability to communicate effectively with company officials and other employees.  Ability to develop statistical reports with supporting documentation and recommendations.  Willingness to travel out-of-state.  Must be willing to maintain appearance appropriate to assigned duties and responsibilities as determined by the agency appointing authority.

 

DISCLAIMER STATEMENT:  This class specification is descriptive of general duties and is not intended to list every specific function of this class title.

 


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Last Updated 01/03/02
URL: http://www.nh.gov/hr/classspec_j/5395.htm