Benefits for People with Disabilities
Government Benefit Programs
Unable to continue working? Considering applying for disability benefits? You will not be able to apply for disability until you are no longer working. You have to be able to prove that you will not be able to work again, at least for a very long time. It can take a long time to get approved and many are turned down first time around, so you should apply as soon as you are no longer able to work. You should apply at your local Social Security Administration office for both SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) at the same time. To speed up the progress you can start the application on line by going to http://www.ssa.gov/applyfordisability/
After completing application online or if you do not have computer access please call your local Social Security Office.
The following is a list of all the Social Security Offices in the state of New Hampshire. These offices will be able to assist your Social Security application and any issues you may have with the Social Security application process.
New Hampshire Social Security Field Offices:
- Concord Office: 70 Commercial St. Suite 100, Concord, NH 03301-5005 1-888-397-9798
- Keene Office: 34 Mechanic St., Keene, NH 03431 1-877-405-3561
- Littleton Office: 177 Main St., Littleton, NH 03561 1-877-405-7658
- Manchester Office: 2 Wall St. Suite 301, Manchester, NH 03101 1-866-814-5408
- Nashua Office: 175 Amherst St. Suite 2 Nashua, NH 03064 1-877-444-0134
- Portsmouth Office: 80 Daniel St. Federal Bldg. Rm 200, Portsmouth, NH 03802 1-888-397-9796
SSDI is based on work history and how much you paid in FICA taxes. In case you don't have enough work history, you want to have the ball rolling on SSI which is for people who don't have enough work quarters for their age. You can complete the application process yourself or some individuals have legal representation to help them through this process. If and when your application is approved, your first Social Security benefit will be paid for the sixth full month after the date we find that your disability began. .Contact our office at 1-800/852-3405 or go to
www.nh.gov/disability if you have additional questions.
To learn more about SSDI and SSI and to estimate your benefits
or www.disabilitysecrets.com; 1-800-772-1213 V, 1-800-325-0778 TTY.
SSI (Supplemental Security Income) Pays benefits to disabled adults and children who have limited income and resources. SSI benefits also are payable to people 65 and older without disabilities who meet the financial limits. www.ssa.gov/pgm/links_ssi.htm or www.ssa.gov/pubs/11011.html or www.ssa.gov/pubs/10026.html for children. Find local SSA office https://secure.ssa.gov/apps6z/FOLO/fo001.jsp or call 1/800-772-1213.
SSDI (Social Security disability insurance) Pays benefits to you and certain family members if you worked long enough and paid Social Security taxes. Your adult child also may qualify for benefits on your earnings record if he or she has a disability that started before age 22. www.ssa.gov/pubs/10029.html
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). The different parts of Medicare help cover specific services if you meet certain conditions. Medicare has the following parts:
Medicare Part A (Hospital Insurance): Helps cover inpatient care in hospitals, Helps cover skilled nursing facility, hospice, and home health care
Medicare Part B (Medical Insurance): Helps cover doctors’ services and outpatient care, Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse
Medicare Part C (Medicare Advantage Plans) (like an HMO or PPO): A health coverage choice run by private companies approved by Medicare, Includes Part A, Part B, and usually other coverage including prescription drugs.
Medicare Part D (Prescription Drug Coverage): Helps cover the cost of prescription drugs, May help lower your prescription drug costs and help protect against higher costs in the future. See below.
Get a free book on Medicare at www.medicare.gov/Publications/Pubs/pdf/10050.pdf
State Offices www.cms.gov/apps/contacts/
Helpful Contacts page http://www.cms.gov/apps/contacts/
Contact Social Security at 1-800-772-1213 for Medicare enrollment and eligibility
Medicare Service Center: 1-800-MEDICARE (800-633-4227) ; 877-486-2048 TTY
Report Medicare Fraud & Abuse: 800-HHS-TIPS (1-800-447-8477)
Governor's Commission on Disability | 121 South Fruit Street, Suite 101, Concord, NH 03301-8518
Toll-Free NH: 800-852-3405 | 603-271-2773 | Fax: 603-271-2837 | Disability@nh.gov
The Medicare Beneficiaries Savings Program assists low-income elderly or disabled individuals who are eligible for Medicare by paying for some or all of the associated costs of Medicare, specifically the Medicare Insurance Premiums and deductibles. The Medicare Beneficiaries Savings Program is also referred to as the Buy-In program.
QMB - Individuals with lower incomes may qualify to have their Medicare Parts A and B premiums and all Medicare co-insurance and deductibles paid for through the Qualified Medicare Beneficiaries program. Eligible individuals may also receive full Medical Assistance coverage for other services.
SLMB - Individuals with somewhat higher incomes may qualify to have all or a portion of Medicare Part B premiums paid for through the Specified Low-Income Beneficiaries programs. There are 2 different levels of benefits available through these programs, based on income: SLMB and SLMB135. Individuals eligible for SLMB may also be eligible for Medicaid, but individuals eligible for SLMB135 may not otherwise be eligible for Medicaid.
QDWI - The Qualified Disabled and Working Individuals program provides payment of Medicare Part A premiums for eligible working individuals with disabilities who are entitled to enroll in Medicare Part A, but who have lost Medicare Part A coverage due to earnings. Individuals eligible for QDWI may not otherwise be eligible for Medicaid.
http://www.dhhs.nh.gov/dfa/medicare/index.htm; 1-800/852-3345 x4238 or 603-271-4238 or your local DHHS office Case Manager
SSP (State Supplement Program) or Cash Programs for the Disabled, Blind & Seniors.
In NH, these cash programs are referred to as the State Supplement Programs (SSP). Eligibility and benefit amounts for the State Supplement Programs depend on the individual and spouse's income, resources and on living arrangement. Individuals eligible for any State Supplement Program are also eligible for medical assistance. The NH Division of Family Assistance provides cash assistance to needy individuals who meet the definition of one of the following categories:
OAA - Old Age Assistance for seniors 65 years of age or older.
APTD - Aid to the Permanently and Totally Disabled for people who are physically or mentally disabled and age 18-64.
ANB - Aid to the Needy Blind for people any age who are blind.
http://www.dhhs.nh.gov/dfa/cash/disabled.htm. 1-800/852-3345 x4238 or 603-271-4238 or your local DHHS office Div. Of Family Assistance
TANF (Temporary Assistance for Needy Families Program)
In NH, Financial Assistance to Needy Families provides temporary financial and medical assistance to families with dependent children. To qualify, the dependent children must lack parental support or care due to death, continued absence, or because one or both parents in a two-parent home are disabled, unemployed, or working less than 100 hours a month. Parents of families eligible for Financial Assistance to Needy Families are also eligible for Medicaid and children are eligible for Healthy Kids Gold medical coverage. Families eligible for Financial Assistance to Needy Families are also eligible for Emergency Assistance program services that can help them get and keep safe and secure housing. http://www.dhhs.nh.gov/dfa/tanf/success.htm
1-800/852-3345 x4238 or 603-271-4238 or your local DHHS office Div. Of Family Assistance
Emergency Assistance Program
Available to those who meet all the requirements for Financial Assistance to Needy Families (TANF). It helps families with children who are facing a housing or utility crisis and are without resources to resolve the crisis. Permanent housing payments under Emergency Assistance help eligible families get or keep safe and healthy housing by providing funds for rent or utility security deposits, home heating fuel deliveries, or past due rent, mortgage and utility bills. Emergency funds may be available if families are experiencing or are threatened by at least one of the following: homelessness, utility shut-off, or lack of heat, hot water or cooking fuel. http://www.dhhs.nh.gov/dfa/tanf/emergency.htm 1-800/852-3345 x4238 or 603-271-4238 or your local DHHS office Div. Of Family Assistance
Food Stamp Program
Provides eligible individuals and households with benefits used to purchase food items at a grocery store, supermarket or other participating food retailer. Eligibility for Food Stamp benefits depends on household size, income, expenses and resources. Food Stamp Employment & Training Program - Healthy adults under age 60 must register for work and participate in the Food Stamp Employment and Training Program. This program offers job search workshops, job referrals, individualized employability plans, and referrals to training and education programs. The Program may also assist with some transportation costs if directly related to employment and training activities. Help with child care expenses is also available while you look for work or attend training. http://www.dhhs.nh.gov/dfa/foodstamps/index.htm 1-800/852-3345 x4238 or 603-271-4238 or your local DHHS office Div. Of Family Assistance
CIP (Catastrophic Illness Program)
a state funded program designed to provide financial assistance to individual adults with the specific medical conditions of cancer, hemophilia, end stage renal disease, cystic fibrosis, spinal cord injuries, and multiple sclerosis. Available assistance is limited to $2500 per client per fiscal year, (July 1 through June 30), based on income and resources. All inquiries to the program or applications for assistance should be directed to the CIP Program Coordinator.
http://www.dhhs.nh.gov/dcbcs/beas/catastrophic.htm CIP Program Coordinator 1-800-852-3345 ext. 4495. Or 603-271-4680 or 1-800-351-1888 (V); 1-800-735-2964 (TDD)
Assisted Living & Other Housing Services
Assisted Living Services are designed for adults who qualify for nursing home care and can no longer manage independent living in their own homes. Assisted living facilities provide a wide variety of support services based on the specific needs of the resident, such as: Nursing Care and Personal Care, Nutrition and Homemaker Services , Medication Management.
Residential Care Services provide support for adults who qualify for care in residential settings, community-based settings that allow for maximum individual independence and are tailored to individual needs. Often these settings are appropriate for frail seniors and adults with disabilities who need more personal assistance and supervision than possible with care at home. Some of the available Adult Residential Care Services are: Meal and Homemaker Services, Personal Care and Individually Tailored Supports, Adult Day and Nursing Care, Socialization.
Congregate Housing Support Services provide housing combined with community based support services to aging adults and adults with disabilities who are residents of federally assisted housing. These services include professional service coordination in addition to non-medical support services. Services are available in nine locations, each run by local housing authorities, and are tailored to individual needs that may include: Meals and Homemaker Services, Personal Assistance and Nursing care, Socialization, Transportation, Case management. http://www.dhhs.nh.gov/dcbcs/beas/housing.htm.
Find nursing homes and assisted living facilities in NH at www.nhhca.org
Find County Nursing Homes at www.nh.gov/government/local.html
Compare nursing homes at www.medicare.gov/NHCompare/Include/DataSection/Questions/SearchCriteriaNEW.asp
603-271-4680or 1-800-351-1888 (V);1-800-735-2964 (TDD)
Prescription Drug Assistance for Adults & Seniors
Individuals without a health insurance plan that covers prescription drugs and individuals with incomes just high enough to put them over the threshold for Medicaid eligibility must often pay high costs for medications out-of-pocket. Individuals who need help buying prescription medications may find help through the following resources.
State & Local Resources
NH Medicaid Program
The Medicaid program is a federal and state funded program that serves needy individuals and families who meet financial and other eligibility requirements and certain other individuals who lack adequate resources to pay for medical care. If you can't afford to pay for medical care right now, Medicaid can make it possible for you to get the care that you need so that you can get healthy – and stay healthy.
Medicaid is available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law. Medicaid does not pay money to you; instead, it sends payments directly to your health care providers. Depending on your state's rules, you may also be asked to pay a small part of the cost (co-payment) for some medical services. Medicaid is a state administered program and each state sets its own guidelines regarding eligibility and services. The NH Medicaid program pays for certain health care costs, including prescriptions, for individuals with very low incomes.
See the Federal Poverty Guidelines at http://aspe.hhs.gov/poverty/08poverty.shtml.
Go to Kaiser Family Foundationwww.kff.org/medicaid/benefits/ to learn about Medicaid benefits in your state, and www.kff.org/medicaid/7334.cfm.
Also see, www.govbenefits.gov, www.disabilityinfo.org.
Center for Medicare & Medicaid Services http://www.medicaid.gov/
or NH DHHS http://www.dhhs.nh.gov/ombp/medicaid/index.htm
NH DHHS 1-800-852-3345, ext 4344 or 603-271-4344 (V)
NH Medication Bridge Program
This program is sponsored by the Foundation for Healthy Communities and assists individuals with lower incomes who do not have insurance coverage for prescription drugs. Income limits may vary widely depending upon the medication and manufacturer. www.healthynh.com/fhc/initiatives/access/medicationbridge.php; 603-225-0900
Service Link Resource Center
A statewide network of community-based resources for seniors, adults with disabilities and their families. There is no cost related to use ServiceLink and it is available to anyone who needs assistance, advice or help with an issue relating to a senior or disabled adult living in the community. www.nh.gov/servicelink; 1-866-634-9412
Medicare Part D - Prescription Drug Coverage
Provides helpful information about important changes. See above “Medicare” http://www.dhhs.nh.gov/ombp/partd.htm
Veterans Administration New England Health Care System
United States veterans who were honorably discharged from active military service are eligible for discounted medications. www.va.gov or
http://www.dhhs.nh.gov/dcbcs/beas/prescription.htm; Manchester NH, VA Medical Center, 1-800-892-8384, ext 6073
Check with your states Dept. of Health & Human Services for any state benefits you might qualify for. In New Hampshire that is www.dhhs.nh.gov; 1-800/852-3345
Check with you municipal welfare or human services office for local assistance www.nh.gov/municipal/
Benefits for injured workers under workers' compensation. Workers' compensation starts on the fourth day of disability (subject to a three day period). The waiting period is waived if the disability continues for 14 days or longer or if an employee returns to temporary alternative employment within five days. www.nh.gov/labor/workers-comp/index.htm; 603/271-3176 or 1-800/272-4353
Pregnancy itself is not considered a disability in New Hampshire. However, if disabling conditions result from the pregnancy, eligibility for benefits would come under some of the above programs. The Family and Medical Leave Act (FMLA) would also apply. Private employers with six or more employees must allow a female employee to take time off from work for disability resulting from pregnancy, childbirth or related medical conditions. State employees are entitled to up to six months of unpaid maternity leave under New Hampshire Pregnancy Laws, in addition to benefits and protection provided by federal law. The first federal law to protect new parents was the Pregnancy Discrimination Act (PDA), an amendment to the Civil Rights Act of 1964. The PDA was passed in 1978 and makes it illegal for employers to fire, refuse to hire, or deny a woman a promotion because she is pregnant. www.nh.gov/hrc/pregnancy/common.html; 603/271-2767
Adobe Acrobat Reader format. You can download a free reader from Adobe.