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Official website of the New Hampshire Banking Department

The New Hampshire Banking Department is committed to protecting the public’s interest through professional supervision of the financial services we regulate. Our vision is to be an innovative and exemplary leader in financial services regulation.

News and Events
HSBC Settlement Agreement
February 8, 2016
New Hampshire Attorney General’s office joins the U.S. Justice Department, the Department of Housing and Urban Development (HUD) and the Consumer Financial Protection Bureau in reaching a $470 million agreement with HSBC Bank USA NA and its affiliates (collectively, HSBC) to address mortgage origination, servicing and foreclosure abuses. Read the press release here.


*Information for Consumer Credit Licensees*

Online filing of Annual Reports is now available

January 26, 2016

Consumer Credit licensees may file their Annual Reports for year ending 2015 due to the Department by March 31, 2016 by visiting the link below:

At a Glance - A Summary of Regulated Entities
January 26, 2016
The Banking Department has updated the Summary of Regulated Entities.
Director of Consumer Credit Division
January 25. 2016

The New Hampshire Banking Department welcomes Raeleen Schutte to the Department as Director of the Consumer Credit Division. Raeleen has spent over 10 years as a compliance regulator with the State of Wyoming and 14 months as an examiner with the Consumer Financial Protection Bureau. Prior to that she was the Branch Manager of WyHy Federal Credit Union for 6 years and spent 5 years in banking with US Bank, filling both lending and supervisory roles.


Raeleen received her Graduate Degree in Post-Secondary Education from the University of Wyoming and has a B.S. in Business Management from Walden University. She is a native of New Hampshire, growing up in Dover and Rye, and has recently returned to the area after 28 years living in Wyoming.

Interest Payable on Escrow Accounts Announced
January 22, 2016

The escrow rate for the period February 1, 2016 through July 31, 2016 is 0.00%.


Pursuant to NH RSA 383-B:3-303(a)(7)(E), Ingrid E. White, Deputy Bank Commissioner, announced the minimum interest rate payable on moneys on deposit in escrow accounts maintained for the payment of taxes or insurance premiums related to loans on property secured by real estate mortgages.


Said rate shall be 0.00% and shall be effective commencing February 1, 2016 and shall remain in effect until the next rate announcement on August 1, 2016.

Updated Banking Laws
November 4, 2015
The official website for all the State's laws has updated the banking laws at RSA 383-A, 383-B, 383-C, 383-D, and 383-E are the new chapters added. If you would like to view the legislation as passed by the legislature and signed by the Governor, please visit
Foreclosure Information Hotline
October 8, 2015
Pursuant to RSA 479:25,II (b)(2) (effective January 1, 2016), the Banking Department’s foreclosure information hotline number is toll-free 1-800-437-5991.
New Fee Schedule
September 30, 2015

New fee schedule pdf file for banks, credit unions and trust companies effective October 1, 2015.

*Please note: Requests for Certificates of Existence are $50.00.

Click here for the request form. pdf file

Settlement Agreement and Consent Order reached with New Day Financial, LLC
April 16, 2015

New Hampshire Bank Commissioner Glenn Perlow announced today that the NH Banking Department joined a Settlement Agreement and Consent Order between 43 state mortgage regulators and New Day Financial, LLC d/b/a NewDay USA (New Day).  View the Press Release pdf file, or the Settlement Agreement and Consent Order.pdf file



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Banking Department
53 Regional Drive  |  Suite 200  |  Concord, NH 03301
(603) 271-3561  |  fax: (603) 271-1090 or (603) 271-0750