Consumer Assistance - Foreclosures

Independent Foreclosure Review Update

April 8, 2013 - Payments to 4.2 million borrowers are scheduled to begin on April 12, 2013. Details about the payments can be found on the OCC web site.

 

Foreclosure Prevention Workshops

May 1, 2012 - New Hampshire consumers facing foreclosure are encouraged to call the Department at 1-800-437-5991 or visit http://www.homehelpnh.org for more information about upcoming workshops.

 

New Hampshire Joins $25 Billion Joint State-Federal Mortgage Servicing Settlement

February 9, 2012 - NH has joined the national mortgage servicing settlement agreement with the nation's five largest mortgage servicers over foreclosure abuses and fraud, and unacceptable nationwide mortgage servicing practices. For NH specific information please read more information on the Mortgage Settlement.

View detailed information on eligibility.

 

Please Visit HomeHelpNH.Org

February 27, 2009 – Governor Lynch Announces a New Online Resource to Help NH Citizens Facing Mortgage Problems – Please visit www.homehelpnh.org for up to date information on National and Local programs and resources.

If your lender has started the foreclosure process please note that scam artists may call or email and offer to rescue your home.

Here are several red flags to watch for:

Mortgage Scam Red Flags
Beware of rescue offers and anyone that: Offers to help you and asks for money up front Offers you a money back guarantee Tells you NOT to contact you lender Offers any guarantee to stop foreclosure or modify your loan, especially if they claim they are 99% successful

 

Call the Banking Department 1-800-437-5991

Residents with questions about their mortgage are encouraged to call the Department at 1-800-437-5991. Trained, knowledgeable examiners are available, from 8 am to 4:30 pm, to help residents understand the terms of their mortgage. Staff will also review documents for signs of fraud and assist consumers in filling out consumer complaint forms if appropriate.

The public is also invited to stop into the Banking Department office during business hours. When meeting with NHBD staff, consumers should bring as many of their loan documents as they can including, if possible: the HUD-1 form; the Note; the Mortgage; the Truth in Lending Statement; the Good Faith Estimate; the Application; the most recent mortgage statement; and any other documents you may have signed to obtain this mortgage. Please call for an appointment.

Additional resources for mortgage information can be found on our consumer information page.