The NH Banking Department is responsible for the general supervision of all New Hampshire chartered financial institutions. These institutions include commercial banks, fiduciary trust companies, mutual savings banks, guaranty savings banks, co-operative banks, merchant banks, and credit unions. The Department is also charged with the licensing and supervision of non-bank mortgage lenders and brokers, money transmitters, mortgage loan servicers, retail sellers, sales finance companies, small loan, title loan, payday lenders and debt adjusters.

State laws mandate that the Department conduct examinations of each financial institution and licensed lender and broker to ensure sound financial management and compliance with state and federal laws and regulations.

State Laws also provide the Banking Commissioner with power to investigate consumer complaints, hold public hearings and assess administrative fines and order restitution if New Hampshire State Laws are violated by institutions under his jurisdiction.

Peter C. Hildreth has served as New Hampshire Bank Commissioner since September 20, 2001. He was recently sworn in for a second term that will expire on January 1, 2013. Prior to serving as Bank Commissioner, Hildreth was Director of Securities Regulation in the New Hampshire Secretary of State’s office.

Since his appointment, Commissioner Hildreth has been active in the Conference of State Bank Supervisors (CSBS). He has served as a member of the CSBS Board of Directors in 2005. In addition, he currently serves as CSBS District 1 Chairman.

While serving as the Director of Securities Regulation for the State of New Hampshire, he was President of the North American Securities Administrators Association (NASAA) from 1998 to 1999 and also served on the Board of Directors of NASAA for five years. Prior to entering state service, he practiced law in Concord, N.H. He has also served in state government as a hearings examiner. Commissioner Hildreth is a former five-term member of the New Hampshire House of Representatives. He earned his undergraduate degree in History from Plymouth State College and his law degree from Franklin Pierce Law Center.

Robert A. Fleury has served as the Deputy Bank Commissioner since August 14, 2002. Deputy Commissioner Fleury joined the Department in 1991 as an Examiner and has held positions of increasing responsibility since that time.

Deputy Commissioner Fleury holds a Bachelor of Science degree from the University of Maryland. He is also a graduate of the New England School of Banking at Williams College. Prior to coming to the Department, Deputy Commissioner Fleury served in the United States Navy.